๐ŸŒฑ Just getting started ยท Bengaluru, Karnataka

Loans made simple,
for real people

We're BM Capital Loans โ€” a new lending company built to make home, business, and personal loans faster, fairer, and fully digital. We're just starting out, and we'd love to help you first.

๐Ÿค Early customers get priority attention โ€” speak directly with our founding team, not a call centre.
100% digital process
No hidden charges
Aadhaar-based e-sign
Direct founder support
What we offer
Loans for every need
Straightforward products, honest rates, no runaround.
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Home Loan

โ‚น5L โ€“ โ‚น5 Crore
Buy, build, or renovate. Up to 30-year tenure with flexible repayment.
From 8.5% p.a.
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Business Loan

โ‚น1L โ€“ โ‚น2 Crore
Grow your business with working capital. No collateral required.
From 12% p.a.
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MSME Loan

โ‚น10L โ€“ โ‚น10 Crore
For registered MSMEs. Priority processing and tailored repayment.
From 10.5% p.a.
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Personal Loan

โ‚น50K โ€“ โ‚น40L
Medical, travel, education โ€” any need, quick decision.
From 10.99% p.a.
How it works
4 steps to your loan
Entirely online. No branch visits.
1

Apply online

5-minute form โ€” basic details and loan requirement.

2

Upload docs

PAN, Aadhaar, bank statement โ€” all digital.

3

Get approval

Sanction letter within 48 hours of submission.

4

Receive funds

Money in your bank account within 7 days.

EMI Calculator
How much will you pay?
Adjust the sliders โ€” your EMI updates instantly.
Loan amount
โ‚น25 L
โ‚น1Lโ‚น2Cr
Interest rate (% p.a.)
10%
8%24%
Tenure
5 years
1 yr30 yrs
Monthly EMI
โ€”
Principal
โ€”
Interest
โ€”
Total
โ€”
Why us
We're new โ€” and that's a good thing
No legacy systems. No outdated processes. Just a team that genuinely wants to get this right.
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Fast decisions

We target 48-hour approval and 7-day disbursal. No bureaucracy slowing us down.

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No hidden fees

The rate we quote is the rate you pay. We put everything in writing upfront.

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Fully digital

Apply on your phone. Sign digitally. No branch, no courier, no hassle.

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Founder access

As an early customer you talk to us directly โ€” not to a bot or a junior agent.

DSA Program

Earn by referring loan customers

If you know people who need loans โ€” friends, family, business contacts โ€” you can earn a commission every time we disburse. No targets, no pressure.

Commission paid within 7 days of disbursal
Full transparency โ€” track every lead online
We handle all credit checks and paperwork
Work at your own pace, no monthly targets

What you earn

Home Loan
0.40%
Business Loan
1.50%
Personal Loan
1.20%
MSME / LAP
1.00%

% of disbursed loan amount. Paid to your bank directly.

Let's get started together

Whether you need a loan or want to earn by referring one โ€” we're ready when you are.